Replacement laptops for students within 24 hours of claim – says Endsleigh Insurance

Today, laptops are essential for every student to keep up-to-date with their studies. This is why Endsleigh Insurance, student insurance specialists with over 40 years experience, offer a 24-hour replacement option for lost or broken laptops.

Endsleigh recently revealed students take on average £2,652 worth of goods to university and they have published data on the different types of claims made by students. One of the most common causes of laptop claims is drinks being split on them.

Infographic detailing the common insurance claims and their causes http://www.endsleigh.co.uk/Student/Pages/student-insurance-c...

Standard home contents cover is inadequate insurance for modern students, says Endsleigh Insurance. Prone to accidents in shared houses and with student areas often targeted by thieves, many students have the need to claim on their insurance at some time during their studies.

Endsleigh Insurance has been specialising in student insurance for the last 40 years and in that time there have been massive changes in the type of goods students need to be insured for. Forty years ago, students had little other than their books and clothes, now modern student houses are packed with valuable gadgets and technology – from laptops, to iPods, televisions and microwaves, it’s no wonder student homes are so well targeted by thieves.

Too many students are unaware of all the benefits of taking out specialist Student Insurance, leaving them at huge risk.
The Endsleigh student insurance guarantees –
• With Endsleigh student insurance, you only pay for the cover you need.
• You’re covered for walk in theft.
• The student laptop insurance could see you sent a replacement laptop within 24 hours if lost or stolen. (T&C apply)

• £3000 worth of contents cover
• Replacement loan item whilst yours is repaired
Endsleigh also offers tailored insurance for students living in halls.

Vicki O’Connell, spokeswoman for Endsleigh explained: “We have seen radical changes in the student population over the last 40 years and the items they claim for have grown hugely in value.”

“Students don’t have the funds to go out and buy a replacement laptop is theirs is lost or stolen, but it causes chaos for them to be without one. We think offering a replacement laptop for students is the only practical solution – just like offering replacement cars for drivers.”

Next day represents 1 working day from them accepting your claim.
They will provide you with a loan notebook if they can’t repair your laptop within 5 working days.

Find out more about Student Insurance from Endsleigh http://www.endsleigh.co.uk/Student/Pages/student-insurance.a...

FACTFILE:

Founded in 1965, Endsleigh is now one of the UK's leading independent intermediaries. Endsleigh specialises in providing student insurance solutions as well as packages career people and therefore it is a lifelong relationship that they seek with their clients: the product range that starts with students and continues through to retirement and beyond.

You can therefore obtain the most appropriate insurance policy to suit your changing lifestyle - whatever you drive, or home insurance policy for whichever type of property you live in and wherever you travel.

Their aim is to exceed our clients' expectations for price, cover and service.

Website: http://www.endsleigh.co.uk/
Facebook: http://www.facebook.com/endsleigh
Twitter: http://twitter.com/#!/Endsleigh

redspottedhanky.com announces fund raising for The Prince's Trust

redspottedhanky.com is proud to announce it will be raising funds for The Prince's Trust.

redspottedhanky is supporting the 2011 Prince's Trust 'Million Makers' corporate challenge, a charity competition which sees teams from a hundred organisations set up businesses in order to raise as much funding as possible for The Prince's Trust. redspottedhanky has entered a team into the 2011 'Million Makers' challenge and need customers to donate loyalty points in order to help it reach its target.

Customers can log in to their online account using their normal username and password, and then can select the amount of loyalty points they would like to donate.

The 'Million Makers' fundraising team formed in June 2011 and initially met some of the young people helped by The Prince's Trust. The team subsequently brainstormed for fund raising activities ideas and came away ready to take on the challenge of winning the competition.

The team have set an ambitious fundraising target and will be running various fundraising events and schemes through 2011. Users can keep up-to-date with the 'Million Makers' team and see how they are working towards their objectives by visiting the redspottedhanky website.

The Prince's Trust offers practical solutions to help young people get their lives working. Around one in five young people in the UK are not in work, education or training. Youth unemployment costs the UK economy £10 million a day in lost productivity, while youth crime costs £1 billion every year. The Prince's Trust address this by giving practical and financial support to the young people who need it most. They help develop key skills, confidence and motivation, enabling young people to move into work, education or training.

FACTFILE:
Atos Origin, a leading international IT services provider specialising in hi-tech transactional services, has radically developed its strategy to grow its revenue by venturing into the B2C arena with the launch of redspottedhanky.com, the first consumer service from the IT B2B player.

Redspottedhanky.com is an online travel retailer, providing an easy way for leisure and business travellers to compare and book cheap train tickets online, and to save up to 80% on the cost of tickets booked in advance. Most notably, redspottedhanky.com offers something truly unique when buying train tickets online: it is the first ever British online retailer to offer loyalty points that can be redeemed against future train travel for any journey in Great Britain.

For regular train travellers in these cash-strapped times, participation in the loyalty scheme would allow them to earn points for redemption against future rail travel and be rewarded beyond the price of a single ticket.

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Are YOU saving for university fees?

As A-level students await their results this Thursday, instant online credit information provider, Equifax, has investigated how families are preparing for the future costs of university education.

The findings of the study amongst users of the company’s credit report services, reveal that many families do not believe they will be able to financially support their children when they go to university. It appears that the current pressure on finances, combined with the expected much higher tuition fees from 2012, means that saving for future education is being sacrificed.

When respondents to the Equifax survey were asked if they thought that their children would go to university, 77 out of 120 respondents (64.2%) said yes. But nearly half (60 of 139 people) said that they weren’t currently saving for their child’s future education. 82.2% (120 out of 146 respondents) said that their children were not saving to put themselves through university either.

“Whilst the level of responses to our research is quite small, it reflects the views of financially active individuals who, by completing the survey, have an implicit interest in the education of future generations”, explained Neil Munroe, External Affairs Director, Equifax. “And it is clear that the issue of financing it is a very big worry.

“The fact of the matter is that that the majority of students will graduate with some level of debt. It is therefore essential that they try to manage their spending the best they can whilst studying to help reduce their overall level of debt which can influence their future after graduation.

“We also believe they should take control of their finances from the outset of adulthood, understanding all the factors that will influence their future ability to participate in society. Their credit information is a fundamental part of that process and they need to be aware of all the data held on their credit report and how it is used and assessed by lenders.”

Equifax believes that many students are unaware that any late payments and unpaid bills, even just for mobile phone or Cable and Satellite TV accounts will show up on their credit report and have a long-term impact on their credit rating. It therefore, urges students to get a copy of their credit report every year to ensure they understand what information will be used when they make applications for credit in the future.

The Equifax Credit Report, with the facility to access credit information for the first 30 days free, is accessible simply by logging onto www.equifax.co.uk. If the customer does not cancel before the end of the 30 Day Free Trial, the service will continue at £6.99 per month, giving them unlimited online access to their credit information and weekly alerts on any changes to their credit file. It also includes an online dispute facility to help them correct any errors on their credit file simply and quickly.

Warning to students NOT to be main name on financial agreements

With the University year over and a new one set to start in September; August will spark a lot of movement in students finding new accommodation. And whilst many students will choose to share with friends, especially those leaving halls of residents, leading online credit information expert Equifax, is urging them to be aware of the potential risks of being the main name on a financial agreement and trusting friends to keep up monthly payments, as Neil Munroe, External Affairs Director, Equifax explains.

“Sharing accommodation with friends at University is a fun and exciting time, but it’s crucial that individuals are aware of the implications of signing up as the main person on a financial agreement, like a media package. By doing so they are ultimately taking full responsibility that everyone who will be sharing the cost, will pay on time. If monthly payments are late, it can impact on that individual’s long-term financial history.

“Any financial agreements – including those for things like telecommunications services such as cable and broadband connections – are shown on an individual’s credit report. And whilst the monthly cost may be shared amongst house-mates, the ultimate responsibility for paying the monthly bill on time will be down to the main person on the agreement.

One case that Equifax dealt with recently at its Credit File Advice Centre, was of a recent graduate who had moved out of a shared house and friends had moved in. Thinking he was being helpful, he agreed that they could keep the media package for internet, TV, etc, he had signed to, as he had secured a great deal.

Little did he know though, that the trust he had put in his friends to keep up monthly repayments had resulted in them paying the bill late on a number of occasions. Consequently each late payment had been logged on his credit file, impacting on his ability to get further credit.

This case clearly illustrates it is vital to ensure that any financial agreement taken out is fully paid up and then closed when the main name on the contract moves out. When it comes to paying financial agreements on time, even a best mate can slip behind on payments, so it’s not worth taking that risk.” concludes Munroe.

Equifax believes that many students are unaware that late payments and unpaid bills such as Cable and Satellite TV packages show up on their credit report, and may not realise the long-term impact this could have on their credit rating. Equifax, therefore, urges students to get a copy of their credit report at the end of each year at University to ensure that their names are not on any of the financial agreements that they once had, so that other people’s late payments do not affect their credit file.

The Equifax Credit Report, with the facility to access credit information for the first 30 days free, is accessible simply by logging onto www.equifax.co.uk. If the customer does not cancel before the end of the 30 Day Free Trial, the service will continue at £6.99 per month, giving them unlimited online access to their credit information and weekly alerts on any changes to their credit file. It also includes an online dispute facility to help them correct any errors on their credit file simply and quickly.